USDA Loans

No down payment mortgages for rural homebuyers.

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No down payment

No down payment available to qualified borrowers.

lower-interest-rate

Comparable rates

Rates comparable with FHA and conventional loans.

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Seller contribution option

Seller can contribute up to 3% of the sale price toward your closing costs.

low-monthly-payments-1

No down payment

No down payment available to qualified borrowers.

lower-interest-rate

Comparable rates

Rates comparable with FHA and conventional loans.

seller-contribution-optionusda-1

Seller contribution option

Seller can contribute up to 3% of the sale price toward your closing costs.

WHY UHM?

We go above and beyond to deliver a mortgage experience you'll rave about

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We keep our promises

Our mantra promises that we stand by what we say, exceed expectations with what we do and will treat you like family at every turn.

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Industry expertise

We’ve been in the business for half a century and have guided hundreds of thousands of aspiring homebuyers through the process of achieving homeownership.

 

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World-class service

From day one to close through each monthly statement, our Partners go the extra mile for every customer and deliver personalized service unmatched in the industry.

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Streamlined process

Mortgages don't need to be complicated. Our process is simple and straightforward. Your loan officer keeps you in the loop every step of the way home.

 

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Equal housing lender

We believe in making homeownership accessible to persons of every race, color, religion, gender, familial status, national origin, military status or disability.

TAKE THE NEXT STEP

Ready for greener pastures?

Your new home is waiting for you. Explore your loan options now.