FHA Loans

Federally insured loans with low down payment options and less stringent credit requirements.

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Low down payment requirements

Purchase a home with a low down payment.

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Flexible credit requirements

Borrowers with less than perfect credit may qualify.

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Seller or gift-money contribution

The seller can contribute up to 6% of your closing costs or use gift money.

low-monthly-payments

Low down payment requirements

Purchase a home with a low down payment.

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Flexible credit requirements

Borrowers with less than perfect credit may qualify.

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Seller or gift-money contribution

The seller can contribute up to 6% of your closing costs or use gift money.

WHY UHM?

We go above and beyond to deliver a mortgage experience you'll rave about

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We keep our promises

Our mantra promises that we stand by what we say, exceed expectations with what we do and will treat you like family at every turn.

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Industry expertise

We’ve been in the business for half a century and have guided hundreds of thousands of aspiring homebuyers through the process of achieving homeownership.

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World-class service

From day one to close through each monthly statement, our Partners go the extra mile for every customer and deliver personalized service unmatched in the industry.

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Streamlined process

Mortgages don't need to be complicated. Our process is simple and straightforward. Your loan officer keeps you in the loop every step of the way home.

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Equal housing lender

We believe in making homeownership accessible to persons of every race, color, religion, gender, familial status, national origin, military status or disability.

HOMEOWNERSHIP IS POSSIBLE

The path to your new home starts here

Ready to begin? Explore your loan options now.