VA Loans

Loans for qualified veterans and active duty service members.

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Little to no down payment

No money down is available for qualified borrowers.

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No monthly mortgage insurance required

Pay no monthly mortgage insurance premiums (PMI).

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Refinance opportunities

Qualified borrowers can refinance their VA loan into another VA loan or another type of loan into a VA loan.

low-monthly-payments-1

Little to no down payment

No money down is available for qualified borrowers.

equal-housing-lender5-Feb-26-2024-07-19-28-9563-AM

No monthly mortgage insurance required

Pay no monthly mortgage insurance premiums (PMI).

flexible-mortgage-terms-2

Refinance opportunities

Qualified borrowers can refinance their VA loan into another VA loan or another type of loan into a VA loan.

WHY UHM?

We go above and beyond to deliver a mortgage experience you'll rave about

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We keep our promises

Our mantra promises that we stand by what we say, exceed expectations with what we do and will treat you like family at every turn.

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Industry Expertise

We've been in the business for half a century and have guided hundreds of thousands of aspiring homebuyers through the process of achieving homeownership. 

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World-class service

From day one to close through each monthly statement, our Partners go the extra mile for every customer and deliver personalized service unmatched in the industry.

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Streamlined process

Mortgages don't need to be complicated. Our process is simple and straightforward. Your loan officer keeps you in the loop every step of the way home.

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Equal housing lender

We believe in making homeownership accessible to persons of every race, color, religion, gender, familial status, national origin, military status or disability.

YOU'VE MADE A DIFFERENCE

We’ll help you get the loan you deserve

Don’t wait. Explore your loan options now.