Refinancing

Replace your existing loan with a new loan that aligns with your specific goals.

lower-interest-rate

Pay off your mortgage faster

Refinance into a shorter term to pay off your mortgage faster.

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Flexibility to finance closing costs

You may have the option to finance your closing costs and not pay them at closing.

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Convert home equity for cash

New roof? College fund? Cash out your existing equity and put it towards whatever you want.

lower-interest-rate

Pay off your mortgage faster

Refinance into a shorter term to pay off your mortgage faster.

flexible-mortgage-terms

Flexibility to finance closing costs

You may have the option to finance your closing costs and not pay them at closing.

trade-equity-for-cashR3

Convert home equity for cash

New roof? College fund? Cash out your existing equity and put it towards whatever you want.

WHY UHM?

We go above and beyond to deliver a mortgage experience you'll rave about

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We keep our promises

Our mantra promises that we stand by what we say, exceed expectations with what we do and will treat you like family at every turn.

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Industry expertise

We’ve been in the business for half a century and have guided hundreds of thousands of aspiring homebuyers through the process of achieving homeownership.

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World-class service

From day one to close through each monthly statement, our Partners go the extra mile for every customer and deliver personalized service unmatched in the industry.

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Streamlined process

Mortgages don't need to be complicated. Our process is simple and straightforward. Your loan officer keeps you in the loop every step of the way home.

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Equal housing lender

We believe in making homeownership accessible to persons of every race, color, religion, gender, familial status, national origin, military status or disability.

GET ON THE PATH TO SAVINGS

Is it time to refinance your home?

Don’t wait to find out. Explore your loan options now.