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Adjustable-Rate Mortgage (ARM)

A mortgage loan with an adjustable interest rate.

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Lower interest rate

During the initial term, your interest rate is typically lower than those on a fixed-rate mortgage.

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Flexibility

Choose from several available term options.

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Fixed payments to start

An ARM loan offers a fixed payment for a certain amount of time before the interest rate adjusts.

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lower-interest-rate (1)-1

Lower interest rate

During the initial term, your interest rate is typically lower than those on a fixed-rate mortgage.

flexibility-Apr-04-2024-06-42-04-3708-AM

Flexibility

Choose from several available term options.

low-monthly-payments-Apr-04-2024-06-43-10-3811-AM

Fixed payments to start

An ARM loan offers a fixed payment for a certain amount of time before the interest rate adjusts.

WHY UHM?

We go above and beyond to deliver a mortgage experience you'll rave about

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We keep our promises

 

Our mantra promises that we stand by what we say, exceed expectations with what we do and will treat you like family at every turn.

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Industry expertise

We’ve been in the business for half a century and have guided hundreds of thousands of aspiring homebuyers through the process of achieving homeownership.

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World-class service

From day one to close through each monthly statement, our Partners go the extra mile for every customer and deliver personalized service unmatched in the industry.

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Streamlined process

Mortgages don't need to be complicated. Our process is simple and straightforward. Your loan officer keeps you in the loop every step of the way home.

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Equal housing lender

We believe in making homeownership accessible to persons of every race, color, religion, gender, familial status, national origin, military status or disability.

LET'S GET STARTED

Make your dream home a reality.

Don’t wait. Explore your loan options now.